Among the ideas Labour are considering for the manifesto is one in which £1000 is paid into a savings scheme at birth for every child. I can see how, properly managed and tied into the welfare state, this could reduce the impact of mistakes from the previous generation on those growing up. I like the idea of not automatically assuming the "family unit". And if this sum was the initial payment into an insurance policy that replaced disability allowances, unemployment benefits and so forth -- so much the better.